How to Apply for an Insurance Broker’s License in Delaware

| December 14, 2012

In order to transact insurance business for a commission in the state of Delaware, you must have a Delaware insurance producer’s license.

Although Delaware requires each insurance producer to be licensed, they do not have a formal pre-licensing education requirement. In some states, applicants must sit for a set number of pre-licensing education classes and earn a certificate before they can take the state exam. Delaware insurance agent/broker applicants do not have to take such a course.

Beginning the Insurance Application Process

Before you can register or take a state exam you must submit an application through the National Insurance Producer’s Registry (nipr.com). NIPR will in turn submit the necessary information to the Delaware State Insurance Department. In essence, the National Insurance Producer’s Registry electronically coordinates the application process to ensure that the state has all of the necessary insurance licensing papers.

Criminal Background Check

The Delaware Department of Insurance requires each applicant to have a criminal background check. It is up to you to contact the Delaware State police to request the background check. Fax a copy of the report to the Department of Insurance (fax number: 302-736-7906). You must register with NIPR prior to faxing your background report.

Registering for a Delaware State insurance exam

While the NIPR tracks the application, the actual exam is administered through Pearson Vue. Before you can sit for the exam you must go to their website (Pearsonvue.com) and register.

In addition to administering the insurance exam, Pearson Vue has a host of valuable information to help you pass the exam. They have a free downloadable document called the Candidate Handbook and another called The Content Outline document. These two documents tells you what to expect during the insurance licensing process and provides an overview of the types of questions you’ll see on the state exam.

If you don’t feel like you quite ready to pass the actual exam you can take a practice test online at the Pearson Vue site.Delaware

Passing the Delaware State Insurance Exam

Once you successfully pass the exam the scores are electronically forwarded to the Delaware Department of Insurance. There’s no need to fax a copy of your scores. Once the Department has received your passing scores and the necessary paperwork, they will issue your insurance license.

The fee for a producer license is currently $75. However, make sure to check the Department of Insurance website as the fees are subject to change.

Insurance License Continuing Education Requirement

Although there were no pre-licensing education requirement, Delaware requires its insurance brokers and agents to take continuing education credits. You must take 24 hours of continuing education during the two-year license term. Failure to do so will prevent you from renewing your license.

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Category: Delaware, Insurance, Licensing

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Felicia A. Williams is a wife, mother, freelance writer and owner of Tidbits and Stuff.

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