Archive for December, 2012

How to Decide which Vehicle Warranty Company is the Best

How to Decide which Vehicle Warranty Company is the Best

| December 25, 2012 | 0 Comments

Car buyers looking to defray the cost of expensive car repair bills often consider purchasing an extended auto warranty contract from an auto warranty company. Under the right circumstances the extended auto warranty can be a cost saver by covering the price of expensive repairs while the car owner only has to cover the cost […]

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Workers Compensation Insurance

Workers Compensation Insurance

| December 21, 2012 | 0 Comments

Now that the you’ve decided you need workers compensation, it’s time to find out what it covers, how its rated and how to get it. Since workers compensation is s a mandatory coverage, business with employees must purchase a workers compensation policy. If you are starting a new business and are in the process of […]

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Workers Compensation Fraud

Workers Compensation Fraud

| December 21, 2012 | 0 Comments

Fraudulent workers compensation claims cost. It costs the insurance company and that cost is passed onto the employer. Unfortunately, there are those individuals who try to beat the system by filing fraudulent workers compensation claims. Being aware of some of the tell-tale signs of workers compensation claim fraud can help to weed out some of […]

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Business Interruption Insurance

Business Interruption Insurance

| December 19, 2012 | 0 Comments

Any business owner that is serious about protecting profits in the event of a covered loss should consider purchasing business interruption insurance. What is Business Interruption Coverage (BI)? Business interruption covers a business for loss of income as a result of a covered loss. It is also known as business income, loss of profits, time […]

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Business Automobile Insurance

Business Automobile Insurance

| December 19, 2012 | 0 Comments

Shopping for business automobile insurance can be a painless process if you have the right underwriting information.If your business owns vehicles that are registered in the business name, then you will have to purchase a business automobile insurance policy. Whether you’re a new business looking for your first business automobile insurance quote, or an established […]

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NYS Driver Responsibility Program

NYS Driver Responsibility Program

| December 16, 2012 | 0 Comments

As of November 18, 2004, New York State’s Vehicle and Traffic law instituted a penalty system that deters drivers from repeating unwanted motor vehicle behavior.The Driver Responsibility Program of the New York State’s Vehicle Traffic law applies to anyone operating a motor vehicle, boat or snowmobile in the state of New York, regardless of the […]

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Simple Example of Third Party Liability

Simple Example of Third Party Liability

| December 15, 2012 | 0 Comments

It’s rather ironic that an industry as cut and dry as insurance would have a term called third party liability. When you think of a party you tend to think of a festive occasion. Not so in the world of insurance. There is little to celebrate when a third party comes on the scene. Insurance […]

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How to Become a Licensed Insurance Agent in Nevada

How to Become a Licensed Insurance Agent in Nevada

| December 14, 2012 | 0 Comments

The Nevada Commissioner of Insurance requires all of its agents to become licensed before engaging in insurance transactions for a commission. There are several types of insurance licenses (lines of authority) offered by the Nevada Division of Insurance. Nevada offers Life, Health, Life & Health, Property, Casualty, Property & Casualty and an All Lines of […]

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How to Apply for an Insurance Broker’s License in Delaware

How to Apply for an Insurance Broker’s License in Delaware

| December 14, 2012 | 0 Comments

In order to transact insurance business for a commission in the state of Delaware, you must have a Delaware insurance producer’s license. Although Delaware requires each insurance producer to be licensed, they do not have a formal pre-licensing education requirement. In some states, applicants must sit for a set number of pre-licensing education classes and […]

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IRS and Social Media

IRS and Social Media

| December 13, 2012 | 0 Comments

When it comes to social media, the last thing you would think of is the IRS, isn’t it? It’s time to change your way of thinking because the IRS has changed the way it disseminates information. They’re getting with the program and are offering several ways to keep the general public up-to-date with new developments. […]

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