Felicia A. Williams

Felicia A. Williams is a wife, mother, freelance writer and owner of Tidbits and Stuff.

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Felicia A. Williams's Latest Posts

How to Purchase Flood Insurance

How to Purchase Flood Insurance

| December 17, 2008 | 0 Comments

The worst time to find out a property is not covered for flood insurance is after a flood occurs and the property is damaged. Most homeowner insurance policies do not offer coverage for the peril of flood, especially, if the property is located in a flood zone. Who Needs Flood Insurance Homeowners, landlords and tenants […]

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What to Look for in a Homeowners Insurance Company

What to Look for in a Homeowners Insurance Company

| December 16, 2008 | 0 Comments

When you insure your home, don’t let premium be the one and only determining factor when choosing an insurance company. There are other important factors to consider. While any one of the factors below may not be enough to make you to leave one homeowners insurance company for another, they are things that can help […]

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Dogs and Homeowners Insurance Premiums

Dogs and Homeowners Insurance Premiums

| December 16, 2008 | 0 Comments

You love your dog and know it would never hurt a fly, however, your homeowners insurance company may not agree with you and increase your rate as a result. Did you know that your pooch could affect your homeowners insurance rate? You may have the most loveable dog in the world whose attack method of […]

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How Will Your Insurance Company Respond to a Major Disaster

How Will Your Insurance Company Respond to a Major Disaster

| December 16, 2008 | 0 Comments

Not every loss is covered under an insurance policy. What do you do after a major disaster when your insurance policy does not respond? As a result of the damage caused by the Nor’easter that hit the North East region of the United States in mid April, 2007, President Bush issued a Major Disaster Declaration […]

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Accupuncture and Health Insurance Coverage

Accupuncture and Health Insurance Coverage

| November 27, 2008 | 0 Comments

With the rise in patients seeking acupuncture as a viable pathway to optimal health, many group health insurance plans now offer coverage for alternative therapies. Acupuncture, previously considered by some as Eastern quackery, has proved itself to be a growing trend for patients looking for alternative ways to resolve medical conditions unsuccessfully treated by the […]

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NYC Debt Collection Laws

NYC Debt Collection Laws

| October 21, 2008 | 0 Comments

New York City has put in place some of the toughest debt collection laws in the country. With the unfortunate downturn in the economy and the rising inability to pay outstanding debts, it’s time for New York City residents to understand their rights when it comes to debt and debt collection practices. Make Debt Repayment […]

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Tips for Buying Auto Insurance in Rhode Island

Tips for Buying Auto Insurance in Rhode Island

| July 16, 2008 | 0 Comments

Proof of Rhode Island automobile insurance became mandatory in 1993. The minimum state required limit for bodily injury is $25,000 per person and $50,000 per accident and property damage limit is $25,000. In order to obtain a two-year registration for your vehicle, in addition to being equipped with the $30 registration fee, you must provide […]

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The Joys of Being ‘Covered’ by Insurance

My daughter broke her arm. We only had to pay $100 for the emergency room visit (they asked about our insurance before they asked about her condition). The doctor that tended to her in the emergency room was not an approved doctor by my insurance company so I had to find a doctor that was […]

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Health Plans for the Individual

Health Plans for the Individual

| April 16, 2008 | 0 Comments

Can an unemployed or self employed person find an individual health plan? I always thought that once you are unemployed, or self employed, you were going to pay through the nose for insurance. If you were laid off from your job, you get to spend a lot of money monthly on COBRA payments. (Consolidated Omnibus […]

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Guaranteed Acceptance Life Policies for Seniors

Guaranteed Acceptance Life Policies for Seniors

| March 23, 2008 | 0 Comments

We all know that purchasing life insurance at an older age is more expensive than purchasing it while very young. In an attempt to provide affordable insurance to meet the life insurance needs of older insureds, some companies are now offering Guaranteed Acceptance Life Insurance. Guaranteed Life Policy Rates Guaranteed Acceptance Life Insurance policy rates […]

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