Felicia A. Williams

Felicia A. Williams is a wife, mother, freelance writer and owner of Tidbits and Stuff.

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Felicia A. Williams's Latest Posts

Life Insurance – Don’t Become a Victim of Fraud

Life Insurance – Don’t Become a Victim of Fraud

| August 23, 2007 | 0 Comments

Don’t let your search for affordable life insurance make you vulnerable to fraud. If you are contacted to purchase a life insurance policy and then immediately sell it, think twice. You may be the target of an insurance fraud. The National Association of Insurance Commissioners and your state’s Department of Insurance want policyholders to be […]

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Workers Compensation FAQs

Workers Compensation FAQs

| August 17, 2007 | 0 Comments

Here you will find answers to a few of the most commonly asked questions about Workers Compensation. What is a Posting Notice? A posting notice is a form, which contains the insurance company’s name, p0olicy number, policy term and employer name. It is required to be placed in a prominent location on the employer’s premises. […]

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Comparing Property Insurance Quotes

Comparing Property Insurance Quotes

| August 16, 2007 | 0 Comments

All property insurance policies are not the same. Make sure you compare apples to apples to ensure you select the policy that will best protect your business. You’ve gone through the process of soliciting property insurance quotes. You’ve provided the necessary underwriting information; your broker has diligently marketed your information and has returned with several […]

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What’s the Difference Between an Insurance Agent and Insurance Broker?

What’s the Difference Between an Insurance Agent and Insurance Broker?

| August 10, 2007 | 0 Comments

“As a business owner, should I use a broker or an agent?” The answer to that questions largely depends on you. The line that separates the difference between an agent and broker is a blurred one. Both an agent and a broker have the ability to solicit insurance quotes that will adequately protect your business, […]

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Reducing Your Homeowners Premium

Reducing Your Homeowners Premium

| August 9, 2007 | 0 Comments

Sometimes looking in the mirror, assessing your situation and making a few much needed changes can help to lower your homeowner insurance rate. Reducing your homeowner insurance rate consists of three factors: Insurance company underwriting guidelines The condition and maintenance of your home, and Your personal, individual risk factors. Once you have become familiar with […]

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Liquor Liability

Liquor Liability

| August 9, 2007 | 0 Comments

Your company is sponsoring a Christmas party. Which coverage should you buy. . . Host Liquor or Liquor Legal Liability insurance? Both host liquor liability and liquor legal liability protect your business in the event an intoxicated person causes bodily injury or property damage as a result of being served liquor by your business. However, […]

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Questions to Ask Before Purchasing a Workers Comp Policy

| August 9, 2007 | 0 Comments

The topic of workers compensation can be a bit overwhelming if you are a new business. Before you buy a policy, there are a few questions you should ask. Workers compensation is a mandatory coverage and should be carefully shopped around to ensure you have found the right company and broker for your business. Although […]

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Comparing Low Cost Car Insurance Quotes

| August 1, 2007 | 0 Comments

When comparing low cost car insurance quotes, make sure you’re comparing from the same point of reference. Here are a few things to take into consideration when shopping: Underwriting information: What underwriting information does the insurance company use. Aside from the obvious information regarding the vehicle and your driving record, do you know if the […]

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North Carolina Homeowner Insurance – Insuring the Uninsurable

| July 27, 2007 | 0 Comments

Before you buy homeowners insurance in the state of North Carolina, do your homework. It will save you money to be informed. The North Carolina Department of Insurance website: http://www.ncdoi.com/ provides great information regarding purchasing and the pricing homeowners insurance. They offer the ability for you to quote your own homeowners insurance policy. This quote […]

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The Difference between Classic and Antique Cars

The Difference between Classic and Antique Cars

| July 17, 2007 | 0 Comments

The term antique is most often used interchangeably with the term classic when talking about older vehicles. In many instances using one term or the other may mean the same thing, but there are differences between the two depend on the company you keep. Antique Car Definition: An antique car as defined by the Antique […]

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