Felicia A. Williams

Felicia A. Williams is a wife, mother, freelance writer and owner of Tidbits and Stuff.

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Felicia A. Williams's Latest Posts

Business Interruption Insurance

Business Interruption Insurance

| December 19, 2012 | 0 Comments

Any business owner that is serious about protecting profits in the event of a covered loss should consider purchasing business interruption insurance. What is Business Interruption Coverage (BI)? Business interruption covers a business for loss of income as a result of a covered loss. It is also known as business income, loss of profits, time […]

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Business Automobile Insurance

Business Automobile Insurance

| December 19, 2012 | 0 Comments

Shopping for business automobile insurance can be a painless process if you have the right underwriting information.If your business owns vehicles that are registered in the business name, then you will have to purchase a business automobile insurance policy. Whether you’re a new business looking for your first business automobile insurance quote, or an established […]

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NYS Driver Responsibility Program

NYS Driver Responsibility Program

| December 16, 2012 | 0 Comments

As of November 18, 2004, New York State’s Vehicle and Traffic law instituted a penalty system that deters drivers from repeating unwanted motor vehicle behavior.The Driver Responsibility Program of the New York State’s Vehicle Traffic law applies to anyone operating a motor vehicle, boat or snowmobile in the state of New York, regardless of the […]

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Simple Example of Third Party Liability

Simple Example of Third Party Liability

| December 15, 2012 | 0 Comments

It’s rather ironic that an industry as cut and dry as insurance would have a term called third party liability. When you think of a party you tend to think of a festive occasion. Not so in the world of insurance. There is little to celebrate when a third party comes on the scene. Insurance […]

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How to Become a Licensed Insurance Agent in Nevada

How to Become a Licensed Insurance Agent in Nevada

| December 14, 2012 | 0 Comments

The Nevada Commissioner of Insurance requires all of its agents to become licensed before engaging in insurance transactions for a commission. There are several types of insurance licenses (lines of authority) offered by the Nevada Division of Insurance. Nevada offers Life, Health, Life & Health, Property, Casualty, Property & Casualty and an All Lines of […]

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How to Apply for an Insurance Broker’s License in Delaware

How to Apply for an Insurance Broker’s License in Delaware

| December 14, 2012 | 0 Comments

In order to transact insurance business for a commission in the state of Delaware, you must have a Delaware insurance producer’s license. Although Delaware requires each insurance producer to be licensed, they do not have a formal pre-licensing education requirement. In some states, applicants must sit for a set number of pre-licensing education classes and […]

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IRS and Social Media

IRS and Social Media

| December 13, 2012 | 0 Comments

When it comes to social media, the last thing you would think of is the IRS, isn’t it? It’s time to change your way of thinking because the IRS has changed the way it disseminates information. They’re getting with the program and are offering several ways to keep the general public up-to-date with new developments. […]

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How to Get a Connecticut Insurance Producer’s License

How to Get a Connecticut Insurance Producer’s License

| December 12, 2012 | 0 Comments

The state of Connecticut requires all individuals and businesses that engage in insurance transactions for a fee to have a valid CT producer’s license. The producer’s license is also known as an agent or broker’s license. The license may go by several different names, but there is only one process for obtaining one. To get […]

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What is Extended Coverage Insurance?

What is Extended Coverage Insurance?

| December 10, 2012 | 0 Comments

Extended coverage is an endorsement that when added to a standard property policy it provides additional coverage. You cannot purchase extended coverage as a standalone insurance policy. The best way to understand extended coverage is to start with the standard fire policy to see why extended coverage is needed. Standard Fire Policy The standard fire […]

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How to Obtain an Ohio Insurance License

How to Obtain an Ohio Insurance License

| December 10, 2012 | 0 Comments

The Ohio Department of Insurance requires its insurance professionals to hold an insurance license before engaging in insurance transactions. Ohio offers several types of insurance licenses which include but are not limited to Property, Casualty, Personal, Life, Title and more. Visit the Ohio Department of insurance website for a complete listing of the available insurance […]

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