RSSHomeowners

Calculating the Replacement Cost Value of Your Home

Calculating the Replacement Cost Value of Your Home

| November 16, 2009 | 0 Comments

If you’re in the market for homeowner’s insurance premiums, it’s wise to have a good understanding of the replacement cost for your home. One sure way to pay more than you should for homeowners insurance is to over value the replacement cost of your home. Utilize one of the free online replacement cost calculators. Homeinsurance.com […]

Continue Reading

An Insurance Industry Rant

An Insurance Industry Rant

| July 9, 2009 | 0 Comments

I interrupt this blog to bring you an insurance rant… As a former insurance broker I understand what goes into underwriting an insurance policy. I also understand that there are rules and regulations that insurance companies and agents must follow. Without those rules, the insurance industry would be in chaos. My Health Insurance Rant I’m […]

Continue Reading

What to Look for in a Homeowners Insurance Company

What to Look for in a Homeowners Insurance Company

| December 16, 2008 | 0 Comments

When you insure your home, don’t let premium be the one and only determining factor when choosing an insurance company. There are other important factors to consider. While any one of the factors below may not be enough to make you to leave one homeowners insurance company for another, they are things that can help […]

Continue Reading

Dogs and Homeowners Insurance Premiums

Dogs and Homeowners Insurance Premiums

| December 16, 2008 | 0 Comments

You love your dog and know it would never hurt a fly, however, your homeowners insurance company may not agree with you and increase your rate as a result. Did you know that your pooch could affect your homeowners insurance rate? You may have the most loveable dog in the world whose attack method of […]

Continue Reading

Florida Homeowners Insurance: What Homeowners Need to Know

Florida Homeowners Insurance: What Homeowners Need to Know

| March 16, 2008 | 0 Comments

Purchasing Florida homeowners insurance is more than just a requirement from your mortgage lender. It’s a contract that may protect one of your largest financial investments. When purchasing your insurance policy you must take into consideration your area of the country and perils that may affect your home. Hurricane prone areas like Florida make it […]

Continue Reading

How to Save Money on Homeowner’s Insurance

How to Save Money on Homeowner’s Insurance

| December 16, 2007 | 0 Comments

One of the necessary expenses involved in owning your home is insuring it. All homeowners should have it. If they don’t they’re playing a very dangerous game. Why run the risk of not insuring one of the largest investments you’ll ever make in your life. One catastrophic loss and it’s gone. In the process of […]

Continue Reading

Free Tools for Purchasing Homeowners Insurance in Texas

Free Tools for Purchasing Homeowners Insurance in Texas

| December 16, 2007 | 0 Comments

Texas residents looking for homeowners insurance should wander over to the Texas Department of Insurance website and take advantage of the services offered there. The Texas Department of Insurance has put together a comprehensive user friendly primer on Texas homeowners insurance. In addition to informing residents about the types of available homeowner’s insurance policies, there […]

Continue Reading

Reducing Your Homeowners Premium

Reducing Your Homeowners Premium

| August 9, 2007 | 0 Comments

Sometimes looking in the mirror, assessing your situation and making a few much needed changes can help to lower your homeowner insurance rate. Reducing your homeowner insurance rate consists of three factors: Insurance company underwriting guidelines The condition and maintenance of your home, and Your personal, individual risk factors. Once you have become familiar with […]

Continue Reading

North Carolina Homeowner Insurance – Insuring the Uninsurable

| July 27, 2007 | 0 Comments

Before you buy homeowners insurance in the state of North Carolina, do your homework. It will save you money to be informed. The North Carolina Department of Insurance website: http://www.ncdoi.com/ provides great information regarding purchasing and the pricing homeowners insurance. They offer the ability for you to quote your own homeowners insurance policy. This quote […]

Continue Reading

How to Buy the Right Mobile Home Insurance

How to Buy the Right Mobile Home Insurance

| July 11, 2007 | 0 Comments

Mobile home insurance is not difficult to find, but you have to make sure you read the fine print to know what you’re buying. Shopping for mobile home insurance is slightly different than shopping for insurance on a stationary home. Although the coverages are similar, there are a few differences. It pays to be aware […]

Continue Reading