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How to Become a New Jersey Insurance Broker

How to Become a New Jersey Insurance Broker

| January 23, 2013 | 2 Comments

Candidates for New Jersey insurance producers license must follow the state provided procedure. Insurance producer is used interchangeably with agent/broker Without a New Jersey producer’s license, individuals cannot conduct insurance transactions on behalf of an insurance company or represent an insured. Types of New Jersey Insurance Licenses Before venturing any further, applicants should decide what […]

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Life Insurance for the Extreme Athlete

Life Insurance for the Extreme Athlete

| January 17, 2013 | 0 Comments

Where does an extreme sports participant go to find life insurance? The riskier the extreme sport, the more difficult it is to find affordable life insurance. Individuals who engage in adrenaline rushing sports such as hang gliding, extreme cycling, mountain climbing and the like have a tougher time securing life insurance than their sedentary counterpart. […]

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Tools for Purchasing the Right Auto Insurance in Texas

Tools for Purchasing the Right Auto Insurance in Texas

| January 16, 2013 | 0 Comments

Texas residents looking to buy automobile insurance should first pay a visit to the Texas Department of insurance before contacting an auto insurance agent. Drivers can get a ballpark estimate of how much insurance would cost to insure their cars. All the driver has to do is complete a driver profile. In essence, the driver […]

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Chiropractic Care and Insurance Coverage

Chiropractic Care and Insurance Coverage

| January 13, 2013 | 0 Comments

The primary care physician is not always the first stop when it comes to feeling better. Many patients prefer to seek the alternative care of a chiropractor. While not all ailments are solved through chiropractic adjustments, policy holders like having the option of deciding which type of care to choose. The good thing is that […]

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How to Become a Missouri Licensed Insurance Agent

How to Become a Missouri Licensed Insurance Agent

| January 12, 2013 | 0 Comments

Insurance professionals in the state of Missouri must obtain a producer’s license before they can buy or sell insurance on behalf of a company or insured. The Missouri Department of Insurance Financial Institutions and Professional Registration offers several types of insurance licenses for Missouri agents/brokers/producers. Before seeking a license determine which line of authority (or […]

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Responsibilities of an Insurance Broker

Responsibilities of an Insurance Broker

| January 11, 2013 | 0 Comments

Anyone considering a career as a commercial insurance broker might want to understand some of the day-to-day broker responsibilities before making a decision. Below is a description of the typical duties of an insurance broker when it comes to renewing a commercial property policy. Starting the Renewal Process Approximately 120 days before the policy renewal […]

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What’s the Difference between Certificate Holder and Policy Holder

What’s the Difference between Certificate Holder and Policy Holder

| January 10, 2013 | 0 Comments

With all of the papers and documents issued in the insurance industry, it is easy for the average person to get certain terms confused. Two such terms frequently confused are certificate holder and policyholder. After all, certificates list insurance coverages along with limits and so do policies; how much of a difference could there be? […]

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Workers Compensation Experience Modification and How it Works

Workers Compensation Experience Modification and How it Works

| January 9, 2013 | 0 Comments

Workers Compensation is a mandatory coverage and there’s no way a legitimate business can get around purchasing a policy. Since the coverage is mandatory, business owners should monitor their exposures to ensure they are not paying more for their Workers Compensation policy than is necessary. One way to save on Workers Comp premiums is to […]

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How to Locate Insurance Continuing Education Classes in Georgia

How to Locate Insurance Continuing Education Classes in Georgia

| January 8, 2013 | 0 Comments

In order to maintain an insurance broker’s license in the state of Georgia, all candidates must take a preset number of continuing education course hours. The number of hours required depends on the number of years the broker has been licensed. For example, resident insurance producers who have held licenses for over 20 years must […]

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