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How to Get a Connecticut Insurance Producer’s License

How to Get a Connecticut Insurance Producer’s License

| December 12, 2012 | 0 Comments

The state of Connecticut requires all individuals and businesses that engage in insurance transactions for a fee to have a valid CT producer’s license. The producer’s license is also known as an agent or broker’s license. The license may go by several different names, but there is only one process for obtaining one. To get […]

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What is Extended Coverage Insurance?

What is Extended Coverage Insurance?

| December 10, 2012 | 0 Comments

Extended coverage is an endorsement that when added to a standard property policy it provides additional coverage. You cannot purchase extended coverage as a standalone insurance policy. The best way to understand extended coverage is to start with the standard fire policy to see why extended coverage is needed. Standard Fire Policy The standard fire […]

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How to Obtain an Ohio Insurance License

How to Obtain an Ohio Insurance License

| December 10, 2012 | 0 Comments

The Ohio Department of Insurance requires its insurance professionals to hold an insurance license before engaging in insurance transactions. Ohio offers several types of insurance licenses which include but are not limited to Property, Casualty, Personal, Life, Title and more. Visit the Ohio Department of insurance website for a complete listing of the available insurance […]

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Obtaining an Insurance License in the State of Wisconsin

Obtaining an Insurance License in the State of Wisconsin

| October 1, 2012 | 0 Comments

The Wisconsin Commissioner of Insurance requires its insurance professionals to obtain an insurance license before engaging in transactions for a fee. Anyone looking to earn commissions by engaging in insurance transactions must follow the state’s procedure for obtaining the appropriate insurance license. Wisconsin offers insurance licenses in 5 different lines of authority (license type) as […]

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How to Obtain an Alabama Insurance Producer’s License

How to Obtain an Alabama Insurance Producer’s License

| October 1, 2012 | 0 Comments

The Alabama Dept. of Insurance requires its insurance professionals to obtain a producer’s license before conducting business in a broker or agent capacity. Before applying for an insurance license in the state of Alabama, decide which type of license you would like to obtain. Alabama offers the following types of licenses administered by Alabama department […]

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Negotiating for Higher Insurance Claim Payments

Negotiating for Higher Insurance Claim Payments

| January 7, 2012 | 0 Comments

When the insurance company issues a claim check for an amount much lower than expected, it’s time to start negotiating with the insurance company. There are times when you have to become actively involved in the settlement of your insurance claim. Whether the dispute arises out of an automobile claim, homeowner damage or health insurance […]

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Classic Car Insurance: How to Protect Your Investment

Classic Car Insurance: How to Protect Your Investment

| December 30, 2011 | 0 Comments

There is nothing more exciting for a car collector than cruising down the road in a well-maintained, shiny classic car. Even non-car enthusiasts appreciate and marvel at classic cars. However, before you place your pride and joy on the road, you must protect your investment by purchasing classic car insurance. Unlike your everyday automobile insurance, […]

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Buying Life Insurance After Turning 80

Buying Life Insurance After Turning 80

| March 7, 2011 | 0 Comments

This post is not a post with solutions to the problem of purchasing life insurance for a person over 80 years old. It’s more like a wake up call for anyone with elderly relatives. If the responsibilities of paying for the funeral expenses fall squarely on your shoulders, you should read the rest of this […]

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Credit History and Insurance Premiums

Credit History and Insurance Premiums

| February 26, 2011 | 0 Comments

Most states allow insurance companies to review a policy holder’s credit report and credit scores and use it as one of the factors for calculating insurance premiums. The question then becomes: Is credit history a valid basis for determining whether or not a policyholder will file a claim? Validate the Credit Source One of the […]

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Insurance Policy Valuation: Which is best?

Insurance Policy Valuation: Which is best?

| January 31, 2011 | 0 Comments

In the world of insurance, an insurer will not pay more in damages for an item than it’s worth. There are some items that are very easy to determine the value of, such as a car, a house or even a diamond ring. With some items, however, policyholders may prefer to declare an item’s value […]

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