Tag: homeowners insurance

Calculating Coinsurance on a Homeowners Insurance Policy

Calculating Coinsurance on a Homeowners Insurance Policy

| December 19, 2010 | 0 Comments

Coinsurance is not something new in the insurance industry. It is, however, something that some policyholders seem to have a difficult time understanding. Many individuals not familiar with insurance think of the coinsurance clause as a penalty clause. Actually, the coinsurance section of a policy can be looked at as a double-edged sword. Benefit of […]

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Calculating the Replacement Cost Value of Your Home

Calculating the Replacement Cost Value of Your Home

| November 16, 2009 | 0 Comments

If you’re in the market for homeowner’s insurance premiums, it’s wise to have a good understanding of the replacement cost for your home. One sure way to pay more than you should for homeowners insurance is to over value the replacement cost of your home. Utilize one of the free online replacement cost calculators. Homeinsurance.com […]

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What to Look for in a Homeowners Insurance Company

What to Look for in a Homeowners Insurance Company

| December 16, 2008 | 0 Comments

When you insure your home, don’t let premium be the one and only determining factor when choosing an insurance company. There are other important factors to consider. While any one of the factors below may not be enough to make you to leave one homeowners insurance company for another, they are things that can help […]

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Dogs and Homeowners Insurance Premiums

Dogs and Homeowners Insurance Premiums

| December 16, 2008 | 0 Comments

You love your dog and know it would never hurt a fly, however, your homeowners insurance company may not agree with you and increase your rate as a result. Did you know that your pooch could affect your homeowners insurance rate? You may have the most loveable dog in the world whose attack method of […]

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Florida Homeowners Insurance: What Homeowners Need to Know

Florida Homeowners Insurance: What Homeowners Need to Know

| March 16, 2008 | 0 Comments

Purchasing Florida homeowners insurance is more than just a requirement from your mortgage lender. It’s a contract that may protect one of your largest financial investments. When purchasing your insurance policy you must take into consideration your area of the country and perils that may affect your home. Hurricane prone areas like Florida make it […]

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How to Save Money on Homeowner’s Insurance

How to Save Money on Homeowner’s Insurance

| December 16, 2007 | 0 Comments

One of the necessary expenses involved in owning your home is insuring it. All homeowners should have it. If they don’t they’re playing a very dangerous game. Why run the risk of not insuring one of the largest investments you’ll ever make in your life. One catastrophic loss and it’s gone. In the process of […]

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Free Tools for Purchasing Homeowners Insurance in Texas

Free Tools for Purchasing Homeowners Insurance in Texas

| December 16, 2007 | 0 Comments

Texas residents looking for homeowners insurance should wander over to the Texas Department of Insurance website and take advantage of the services offered there. The Texas Department of Insurance has put together a comprehensive user friendly primer on Texas homeowners insurance. In addition to informing residents about the types of available homeowner’s insurance policies, there […]

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New York Homeowners Insurance

New York Homeowners Insurance

A few tips on what to look for when buying homeowners insurance along with markets to go to for those hard to insure properties. Whether you live in upstate New York or downstate in New York City, here are a few basic tips for New York homeowners when buying insurance for your home: Keep up […]

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