Book Review: God’s Plan for Your Finances

| October 19, 2011

God’s Plan for Your Finance
by: Dwight Nichols
Copyright: 1998
ISBN: 0-88368-509-4

Because I’m on the quest to become debt-free, I’m filling my brain with as much positive information as possible. Over the past couple weeks I’ve been reading and following the book, God’s Plan for Your Finances by Dwight Nichols. This book is 203 pages of practical straight-forward steps for getting and remaining out of debt based on Biblical principles.

The way I look at it is that I have tried things my way for a number of years and it got me into the mess that I’m in. Now it’s time for me to do it God’s way. The book is not a bunch of spiritual mumbo jumbo that tells you to sit, pray and believe God will miraculously repair your finances. Quite the contrary; God’s Plan for Your Finances is an active, get your hands dirty, get up off your duff and do some work type of book.

We are Supposed to be Prosperous

Before discussing how to get out of debt, Dwight Nichols discusses our economic destiny. It’s not God’s will for us to be poor and in debt. He quotes versus such as Deuteronomy 8:18, 3 John 1:2, Proverbs 13:22 and more. Each of these scriptures confirms the fact God wants us to prosper.
Sometimes our problem with debt is that we have a wrong thought process when it comes to money and how much we should have.

The Money is Not Ours

The next thing we must come to terms with is material wealth is not ours. When we die, we can’t take it with us. We can play around with it as much as we want when we’re alive but we leave it here when we’re gone. The riches belong to God and we get to manage it while we’re here. In other words, we’re only stewards, not owners.God's Plans for Your Finances

After understanding a few basic money facts, it’s time to take some action. By using situations, real-life examples (the names have been changed to protect the innocent) and Bible teachings, the author tells the reader what needs to be done next. As a financial consultant, with a master’s degree, Mr. Nichols has the education, experience and biblical understanding to help people like you and me take the necessary steps towards becoming debt free.

Financial Resource Book

I refer to this book as one of my financial bibles. Because I’m early in the debt elimination process, I’ve read though the entire book, but am only following the initial steps. There’s no sense in overwhelming (and depressing) myself by jumping to the back of the book where he talks about investing my extra cash, when there’s precious little extra cash to invest.

This book is just one of my many financial resources which I sore in my getting out of debt arsenal.

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Category: Books

About the Author ()

Felicia A. Williams is a wife, mother, freelance writer and owner of Tidbits About Money.

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