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Texas Insurance Agent

If you wish to work in the insurance industry in the state of Texas you’ll have to obtain the proper licensing. Whether you decide to become a life insurance agent or a property and casualty adjuster, you’ll need a license issued by the Texas Department of Insurance. Fortunately, modern technology makes it easier to go [...]


If you’re looking to become a licensed insurance producer in Arizona, you should first review the Arizona Revised Statutes (“ARS”) § 20–295. The statutes outline reasons for denial, suspension or revocation of insurance licenses. It’s obvious that Arizona takes insurance licensing seriously and pays particular attention to the moral character of the individual/business applying for [...]

Car Insurance

GEICO offers a guaranteed renewal auto policy to qualifying policyholders aged 50 and over. If you match the following criteria, contact GEICO for a guaranteed renewal auto policy:  Must be 50 or older No drivers under 25 to be covered on the policy Clean driving record for the past three years Vehicles are used for [...]


With the added exposure of earthquake coverage, California homeowners have to carefully consider their options when buying homeowners insurance. If you’re a California homeowner, or renter and are looking for homeowners insurance, the first place you should visit is the California Department of Insurance. Their website has pretty much all of the information you need [...]


Celebrating Halloween usually includes buying candy, costumes, pumpkins and scary decorations. Whoever thinks about sprucing up the insurance policy for Halloween? Although homeowners insurance is not usually the first thing that comes to mind when you think of Halloween, it should be one of the items near the top of the Halloween list. The mere [...]

Purchasing a liability insurance policy does not nullify the need for workers’ compensation. General liability policies provide coverage for claims and lawsuits filed by members of the general public, while workers’ compensation protects the business from claims/lawsuits filed by employees. General Liability Policy General liability policies protect businesses against third-party claims. Liability policies respond to [...]

A pension bond is a type of surety bond that protects the assets of an employee pension plan from embezzlement, mismanagement or other action by the plan manager that causes financial loss to the pension. Fiduciary liability protects the personal and corporate assets of the plan manager in the event of wrongful acts or breach [...]

Business Building

Liability coverage protects a business in the event a third party gets injured and files a claim against the business. Fidelity coverage, also known as employee dishonesty coverage, reimburses the business owner and not a third party. Both coverages protect the business entity, but they each pertain to a different aspect of the business. Public [...]

An LLC (Limited Liability Company) and an umbrella policy both offer protection to the small business owner. One offers protection for the members of the LLC while the other protects the business entity. The protections afforded by both compliment each other. What is an LLC? There are four types of business entities, sole proprietor, partnership, [...]

As a result of the advanced technology, most insurance companies communicate with their policyholders online. It is now possible to add/delete coverage or file a claim online by visiting the insurance company’s website and choosing the appropriate selection. There are times, however, when the online selections won’t truly address the insurance matter at hand. When [...]