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Certificate of Insurance

With all of the papers and documents issued in the insurance industry, it is easy for the average person to get certain terms confused. Two such terms frequently confused are certificate holder and policyholder. After all, certificates list insurance coverages along with limits and so do policies; how much of a difference could there be? [...]

Certificate of Insurance

The insurance industry has several ways of providing evidence of insurance. With automobile insurance for example, the Department of Motor Vehicles accepts automobile ID cards as proof of insurance when registering a vehicle. Mortgage companies and banks often only accept insurance binders. Businesses and contractors are usually issued certificates of insurance as proof of coverage. [...]