≡ Menu ≡ Categories Menu

You are here: Home » Insurance » Life


Where does an extreme sports participant go to find life insurance? The riskier the extreme sport, the more difficult it is to find affordable life insurance. Individuals who engage in adrenaline rushing sports such as hang gliding, extreme cycling, mountain climbing and the like have a tougher time securing life insurance than their sedentary counterpart. [...]


Life insurance professionals in California are not able to buy, sell or receive commissions on insurance policies until they have passed the state exam. The Department of Insurance has outlined the requirements necessary to become a licensed life insurance agent in California. After taking the necessary pre-licensing training courses, candidates have the knowledge necessary to [...]

This post is not a post with solutions to the problem of purchasing life insurance for a person over 80 years old. It’s more like a wake up call for anyone with elderly relatives. If the responsibilities of paying for the funeral expenses fall squarely on your shoulders, you should read the rest of this [...]

Children and Life Insurance

The last thing any parent wants to think of is something happening to their child. However, with child life insurance it’s better to have and not need than need and not have. When shopping around for the best possible quotes for life insurance, most people don’t consider a life insurance policy for their children. After [...]

We all know that purchasing life insurance at an older age is more expensive than purchasing it while very young. In an attempt to provide affordable insurance to meet the life insurance needs of older insureds, some companies are now offering Guaranteed Acceptance Life Insurance. Guaranteed Life Policy Rates Guaranteed Acceptance Life Insurance policy rates [...]

Comparison shopping for term life insurance coverage is just a click away. However, before you go around clicking on websites, there’s some basic information you should be prepared to provide to get preliminary quotes. Aside from the obvious underwriting information such as your name, age and gender, you will have to provide more detailed information [...]

Life Insurance 101

Life Insurance

Have you been thinking about buying life insurance and are overwhelmed with all of the possibilities? Here’s a good starting point to learn the basics about life insurance. What is a life insurance policy? A life insurance policy is a legal contract between you (the insured/policy holder) and the insurance company (also known as the [...]

Don’t let your search for affordable life insurance make you vulnerable to fraud. If you are contacted to purchase a life insurance policy and then immediately sell it, think twice. You may be the target of an insurance fraud. The National Association of Insurance Commissioners and your state’s Department of Insurance want policyholders to be [...]

Child Life Insurance

When buying life insurance, we concern ourselves with whether to buy whole or term life, or if the amount purchased is adequate, or will current health problems force us to pay higher premiums. However, we don’t often think of life insurance for our children. After all, children are young and healthy and we pray that [...]