If you buy a new car in the state of Florida, you are protected under the Florida Auto Lemon Law. The Florida Lemon Law provides protection for the first 24 months after purchasing and taking delivery of your new vehicle. Automobiles Eligible for Florida Lemon Law Protection The Lemon Law applies to new vehicles, demonstrator [...]

IRS Form 4506 T is entitled Request for Transcript of Tax Returns and is used to get copies of prior tax filings. This is the long form which is used for individuals and companies that file their tax forms based on non calendar fiscal years. In other words, if you’re a fiscal tax filing year [...]

RS form 4506T-EZ is called the Short Form Request for Individual Tax Return Transcript. This is the form to use if you need a copy of your last year’s tax return transcript. Form 4506T-EZ can be used to request tax return transcripts for the four most recent tax years. You can only use this form [...]

In the world of insurance, an insurer will not pay more in damages for an item than it’s worth. There are some items that are very easy to determine the value of, such as a car, a house or even a diamond ring. With some items, however, policyholders may prefer to declare an item’s value [...]

The insurance industry has several ways of providing evidence of insurance. With automobile insurance for example, the Department of Motor Vehicles accepts automobile ID cards as proof of insurance when registering a vehicle. Mortgage companies and banks often only accept insurance binders. Businesses and contractors are usually issued certificates of insurance as proof of coverage. [...]

Despite popular belief that no one can hide from the government, there are times when it becomes necessary to notify the government of a change in name, change in business location or a change in home address. IRS form 8822 is used to notify the government of such changes. If changes also affect tax-filing children [...]

The property section of an automobile policy is called the physical damage section. This is the part of the policy that covers you, the car owner in the event of a loss. Automobile physical damage coverage comes in two flavors; comprehensive and collision. Automobile Collision Coverage A collision loss occurs when your vehicle collides hits [...]

The last thing any parent wants to think of is something happening to their child. However, with child life insurance it’s better to have and not need than need and not have. When shopping around for the best possible quotes for life insurance, most people don’t consider a life insurance policy for their children. After [...]

Here are a few tips New York homeowners should keep in mind when looking to insure their home. These tips apply whether you live in upstate New York or downstate in New York City. Keep up with your coinsurance: Coinsurance, commonly written for 80%, means that your policy limit must equal at least 80% of [...]

IRS tax form 1098 is also known as the Mortgage Interest Statement. This statement must be furnished to anyone who paid more than $600 in mortgage interest to a lender. The lender can be a person, financial institution, coal up housing Corporation or a governmental unit. IRS Form 1098 Must be Original If you are [...]